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Terms of Service

Acceptance of Terms of Service

These Terms of Service govern your use of all websites published by the Institute for Business Growth (IBG) and ATN Associates LLC. By using, visiting, or browsing IBG’s websites, you accept and agree to be bound by these Terms of Service. If you do not agree to these Terms of Service, you should not use IBG's websites.
 

Changes to Terms of Service

IBG reserves the right, from time to time, with or without notice to you, to change these Terms of Service in our sole discretion. The most current version of these Terms of Service is posted on the site, and can be reviewed by clicking on the "Terms of Service" link located at the bottom of most of the sites' pages. The most current version of the Terms of Service will supersede all previous versions. Your use of the IBG websites after changes are made means that you agree to be bound by such changes.
 

Privacy

Any information submitted on IBG's websites is subject to our Privacy Policy, the terms of which are incorporated herein. We respect your privacy and will not rent or sell your personal information to other entities, or in any other way share it.

Membership and Billing

You can find the specific details regarding your billing program with IBG at any time by viewing the payment terms on the registration page you used to register with your program. We reserve the right to terminate any account at any time for any reason.

As a customer of a IBG program, you agree that we are permitted to charge or debit, as applicable, your fees and any applicable tax or other charges you may incur in connection with your use of IBG's services. As used in these Terms of Service, "billing" shall indicate either a charge or debit, as applicable, against your Payment Method. The fee will be billed according to the terms on your registration page (the page where you entered your account information). You shall be responsible for all charges incurred through your account as well as for paying any applicable taxes. We will automatically bill your Payment Method for each billing period on the calendar day corresponding to the commencement of your membership. If you want to use a different Payment Method or if there is a change in your credit card validity or expiration date, you may edit your Payment Method information by contacting us at info@instituteforbusinessgrowth.com.

Your right to use any IBG program is conditional upon our receipt of payment. If payment cannot be charged to your credit card or if a charge is refunded for any reason, including chargeback, we reserve the right to immediately and without notice, either suspend or terminate your access and account, thereby terminating this Agreement and all IBG obligations hereunder. You are required to pay any amounts still owed to us at the time your account is suspended or terminated. Terminations are not retroactive. If you have an outstanding balance due on any IBG account, you hereby agree that IBG may charge these unpaid fees to your credit card. If your account balance is 30 days overdue, you lose any and all authorization to use any IBG materials shipped to you with clients or in a commercial setting.

You acknowledge that if we offer installments, it is as a convenience and in no way meant to be as a "subscription" program. You are obligated to pay all installments until your balance is fully paid for the full price of the program, whether you choose to continue to participate actively in the program while installments come due or not. You may not cancel your installments for this course, just as you would not cancel the payment plan for an automobile.
No refunds are offered. It is up to you to be sure that this program is a good fit for your needs, and then to do the work required to complete it. Do not sign up if you are not serious about entering this field and working with us, as in any other endeavor or coursework, to succeed.

Disclaimers of Warranties and Limitations on Liability

In no event shall IBG, its shareholders, directors, officers, or employees be liable (jointly or severally) to you for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from your clients, your loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of the information in this program. If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold IBG and its subsidiaries, affiliates, officers, directors, agents, co-branders or other partners, employees, and representatives harmless from and against any and all claims, damages, losses, costs or expenses (including reasonable attorneys' fees and disbursements) which arise directly or indirectly out of or from (i) your breach of this Agreement, and (ii) your access or use of the Sites and/or the contents of our programs. This indemnification shall survive in the event this agreement is terminated for any reason.

Acknowledgements

With regard to IBG's websites, you acknowledge and agree that you will not:

1. delete any legal notices, author attributions, or proprietary designations or labels on any part of the site;
2. copy or otherwise re-create the source code, reproduce, publish, distribute, transmit, display, license, create derivative works from, transfer or sell any information, software, products or services obtained through the websites;
3. transmit any content that is harmful, threatening, unlawful, or otherwise objectionable which may invade another's right of privacy or publicity;
4. post or transmit any material that contains a virus or corrupted data;
5. impersonate any person or entity, including, without limitation, a IBG entity; or falsely state or otherwise misrepresent your affiliation with such a person or entity;
6. use any of the websites' features in a manner that limits availability of resources to other users (eg, monopolizing the message boards, where applicable);
7. delete or revise any material posted by someone else;
8. violate any applicable local, state, national or international law;
9. submit or publish any material that infringes on patent, trademark, trade secret, copyright or other proprietary rights of any party;
10. register, subscribe, attempt to register, attempt to subscribe, unsubscribe, or attempt to unsubscribe, any party for any IBG website if you are not expressly authorized by such party to do so; or
11. use the websites for any purpose that is unlawful or prohibited by these terms and conditions. You may not use the websites in any manner that could damage, disable, overburden or impair IBG's servers or networks, or interfere with any other user's use and enjoyment of the websites. Furthermore, you may not attempt to gain unauthorized access to any of the accounts, computer systems or networks connected to IBG through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through websites.

Accounts, Passwords and Security

If any of the IBG websites require you to open an account, you must complete the registration process by providing IBG with current, complete and accurate information, as prompted by the applicable registration form. You acknowledge that by providing any information to IBG which is untrue, inaccurate, not current or incomplete, IBG reserves the right to terminate this Agreement and your continued access and use of the websites.

As part of the registration process, you may be asked to select a password. You are entirely responsible for maintaining the security and confidentiality of your account and password. Further, you are entirely responsible for any and all conduct through your account, whether by you or someone else. You agree to notify IBG immediately of any unauthorized use of your account or any other breach of security. IBG will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you may be held liable for any losses incurred by IBG or another party due to someone else using your account or password.

Intellectual Property

Copyright

The compilation of all content on this site and in our program is the exclusive property of IBG and protected by US and international copyright laws. All content included and sold on IBG's websites, including text, graphics, photographs, button icons, images, audio/video clips, logos, designs, digital downloads, data compilations, and software, is the property of IBG or its suppliers and is protected by United States and international copyright laws. They should not be reproduced or used without express written permission from IBG.

Trademarks

The Institute for Business Growth is pending status as a registered trademark. All IBG logos, graphics, button icons, scripts, page headers, and service names are now or are pending status as trademarks or trade dress of IBG. IBG's trademarks, pending trademarks, and trade dress may not be used in connection with any product or service that is not IBG's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits IBG. All other trademarks not owned by IBG that appear on IBG's websites are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by IBG. Any images of persons or personalities contained on IBG's websites shall not be an indication of endorsement of any particular product or our service unless otherwise specifically indicated.

Use of Information Submitted

IBG is free to use any comments, concepts, reviews, information, ideas, or techniques contained in any communication you may send to IBG, including, without limitation, responses to questionnaires or through postings to IBG's websites without further compensation, acknowledgement or payment to you for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products and creating, modifying or improving IBG's websites or other websites. In addition, by posting any information on our site, submitting suggestions, or in responding to questionnaires, you grant us a nonexclusive, royalty-free license to display, use, reproduce or modify that information. Under no circumstances shall IBG have any obligation whatsoever to pay a fee to any subscriber or user in connection with the Submitted Materials upon the occurrence of a transfer of all or any portion of IBG's business through a merger, sale or transfer of its assets, nor shall the sale of advertising on any of the websites give rise to any obligation to pay a fee to subscribers.

You acknowledge and agree that the websites contain proprietary and confidential information that is protected by applicable intellectual property and other laws, and are the sole property of IBG or its licensors. You further acknowledge and agree that any content contained in advertisements or information presented to you through advertisers concerning IBG or otherwise is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.

None of the Submitted Materials disclosed or posted via community boards or other public forums shall be subject to any obligation, whether of confidentiality, attribution, or otherwise, on IBG's part and we shall not be liable for any use or disclosure of any such Submitted Materials.

Disclaimer of Liability

You have the responsibility to check with applicable laws in your jurisdiction regarding whether the approaches we suggest meet legal or licensing requirements, or standards, in your jurisdiction.

The Institute for Business Growth makes no claims about the amount you can earn as a business coach. The business coaching field is a competitive one, and the people in it have varying degrees of skill and ability. IBG is in no way liable or responsible for the business results you achieve. You understand that the information in this program is not meant to be a complete business plan. You should consult legal, accounting, other marketing professionals, and other resources to fully assess your risks.

Your Conduct on IBG's Websites

By accessing IBG's websites, you agree not to upload, post, email or otherwise send or transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with IBG's websites. You also agree not to interfere with the servers or networks connected to IBG's websites or to violate any of the procedures, policies or regulations of networks connected to IBG's websites, the terms of which are incorporated herein. You further agree not to impersonate any other person while using IBG's websites, conduct yourself in a vulgar or offensive manner while using our service, or use IBG's websites for any unlawful purpose.

Limitations on Use

You must be 18 years of age or older to use IBG's service. So long as your account is in good standing, you may use all materials provided to you with clients. You may modify materials as well to fit the needs and specific niche of your coaching practice. However, you may not use the materials in any way to train or certify other coaches.

Right to Terminate

We reserve the right to terminate or restrict your use of our service, without notice, for any or no reason whatsoever.

Links

Some of the links on IBG's websites may lead to other websites that are not controlled by, or affiliated with, IBG. In addition, other websites may link to IBG's websites. IBG has not reviewed these websites and is not responsible for the content or privacy policies of these websites.

Contact

If you have questions concerning your account, please contact Customer Service. If you have questions concerning this privacy policy or the terms of use, please contact info@instituteforbusinessgrowth.com.

General Information

This Agreement and the relationship between you and IBG shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. You and IBG irrevocably agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within the county of Sarasota, in the State of Florida, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. The failure of IBG to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severed herewith and shall not affect the validity and enforceability of any remaining provisions. The section titles in this Agreement are for convenience purposes only and have no legal or contractual effect. This Agreement is not assignable, transferable or sub-licensable by you except with our prior written consent. However, we may assign this Agreement to any third party whom we choose without your consent. No waiver by IBG of any breach or default hereunder shall be deemed a waiver of any preceding or subsequent breach or default.

[Terms last updated: April, 2008]